For recruitment agencies, consultancies, freelance platforms and more

Revolutionise invoice funding

Access cash easily with invoice financing and streamlined business finance reporting. Our innovative platform adapts to your rhythm, letting you manage credit control and access cash effortlessly. And that’s not all. With 95% bad debt protection as standard, you can protect your working capital for peak cashflow when it counts most.

About Sonovate

Rethinking invoice financing solutions for the new working world

We built Sonovate’s platform to provide fast, flexible, tech-driven funding that fits into any size business. The ultimate finance solution for quick and trusted working capital.

Next generation funding for your business

Optimise your cash flow

No more waiting 60+ days for cash to come in. We fund up to 100% of your invoice value as quickly as under 24 hours.

Embed finance with APIs

Use our APIs to embed our invoice financing, credit control and partner services in your own websites, apps and systems.

Simple, efficient invoice financing tech

Track your working capital and business finance data on the go. We handle the rest. Don’t let payment term details or an unpaid invoice bog you down.

Funding on demand – for your business to scale globally

Sonovate has already funded over £4bn in 40+ countries, helping thousands of businesses with tailored invoice finance solutions, from startups to enterprises.


From one-off invoice factoring to comprehensive enterprise financing solutions

For start ups & small-sized businesses

Funding & back office

Grow your business faster, free up your time from handling each outstanding invoice and eliminate cash flow pressures with our Funding & Back Office software.

Read more

For mid-sized & enterprise businesses

Flexible funding

Our brand new platform will help you optimise your working capital and eliminate cumbersome processes around bad debt and credit control.

Read more

What we do

Invoice financing for solo to enterprise-sized businesses – so you can focus on your customers rather than cash

Invoice finance

Funding and bad debt protection for fast growing businesses

We were quite literally born to help you.

State of the art reconciliation, reporting and synchronisation to give you improved visibility on your finances across offices and countries. 95% bad debt protection as standard for added confidence that your business is protected.

What is invoice financing?

Invoice financing is a form of financial service that enables businesses to obtain immediate cash flow by leveraging invoice value.

Rather than waiting on an unpaid invoice for months or handling every late payment individually, a company can turn these invoices into assets and secure funding from an invoice finance provider.

Read more

Invoice factoring

Receive up to 100% of your invoice value almost instantly

Invoice factoring is a facility that businesses use when they sell their invoices to a factoring company at a discounted rate.

They get an advance on the money they’re owed whilst the lender takes over the credit collection process. Due to selective invoice financing, they get to choose if they sell one outstanding invoice or all of them.


Enjoy a more streamlined process to control and sign contractors’ timesheets

With our most recent timesheets feature, you can automatically send timesheets to your workers and track everything from submissions to invoicing in one clear interface. No need to worry about late payments. We’ll automatically notify you whenever you need to take action.

What our clients say

At Coople we never settle for anything average. Compared to the other lenders we profiled, Sonovate are just better across the board.

brand logo

Antoine Debroye - Coople

colour headshot of George Richings (Director at GiBe Finance)

George Richings

GiBe Finance

The power was doing a demo of Sonovate’s platform – it really sold it for me.

Get started

Thousands of recruitment businesses and consultancies choose Sonovate

Fund and manage your contractors – we’ll look after credit checks and control, invoicing clients, collecting payments and more.

Book a demo

Loved by the press, feared by the banks

Discover the exciting developments at Sonovate and how we're reshaping the world of finance as reported in the press.

News & Insights

The latest in technology, funding solutions, and business ideas on our blog