USSonovate US · Invoice factoring for Texas staffing firms
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Funding for professional staffing

Invoice factoring for Texas staffing firms.

Get cash from unpaid invoices to cover payroll and take on more placements. Sonovate buys your eligible client invoices, pays you upfront and collects payment from your clients.

  • Up to 100% upfront. Your advance is set by underwriting. Agreed fees apply.
  • Non-recourse as standard. Protection against covered client nonpayment, subject to your agreement.
  • Less invoice admin. QuickBooks Online sync and a single dashboard for funding and collections.
Get a factoring quote See how it works
For eligible Texas firms with at least 2 years in business.Already using a factor? Compare your options
Invoice purchased

Illustrative example, excluding fees. Your offer confirms the advance, fees and when fees are charged.

$11bn+
Funded for staffing firms worldwide
1,000+
Active UK agencies
2011
Founded in the UK by staffing professionals
Texas
Our first US market
Cash flow built around payroll

Your payroll is due.
Your clients have not paid yet.

Every new placement adds payroll costs before the client pays your invoice. With Sonovate, you can turn eligible invoices into cash to help cover those costs and keep filling roles for your clients.

New to invoice factoring?

Put money you are owed to work.

  • Get an agreed advance against eligible invoices instead of waiting for the full client payment term.
  • Use the cash for payroll, operating costs and additional placements.
  • Let Sonovate manage collections on the invoices we buy.
See how factoring works
Already using a factor?

See what a Sonovate quote could change.

Compare your advance rate, total fees, credit protection and the admin involved. We will explain our terms so you can assess the fit for your business.

If you decide to move, our team coordinates the purchase of eligible outstanding invoices and the transfer arrangements with your current provider.

Discuss switching
How invoice factoring works

You invoice your clients.
We turn eligible invoices into cash.

Agree your terms, connect QuickBooks Online and manage your funding through Sonovate.

Getting started

Initial review
  1. 1

    Tell us about your firm

    Discuss your clients, outstanding invoices and funding needs with our team.

  2. 2

    Connect QuickBooks Online

    Share the accounting information needed for our review. We will confirm any additional documents required.

  3. 3

    Review and agree your offer

    See your advance rate, funding limits, fees, contract terms and credit protection before you sign.

  4. 4

    Let your clients know

    Your clients receive a notice that the invoices have been assigned to Sonovate, with payment instructions.

Once you are set up

Invoice cycle
  1. 1

    Your invoices sync

    Invoices come through from QuickBooks Online. We check eligibility and any supporting evidence required.

  2. 2

    We buy eligible invoices

    Your agreed advance is credited to your Sonovate Wallet, where you can see funds available to withdraw.

  3. 3

    We manage collections

    Your clients pay using the instructions provided. Our collections team follows up on payment.

  4. 4

    The remaining balance is released

    When your client pays, any remaining balance is released, less applicable fees.

Have these details ready

  • Your business and client details
  • Your annual financial statements
  • Your accounts receivable information
  • Access to QuickBooks Online
See who we fund
What you get with Sonovate

Invoice funding. Collections.
Credit protection.

One provider to turn eligible invoices into cash, follow up on payment and help manage your exposure to client nonpayment.

See the dashboard
Invoice factoringINV-2041
$
Work delivered.
Invoice sold.
Eligible invoicePurchased
Invoice funding

More cash from the work you have delivered.

Get up to 100% of an eligible invoice upfront, subject to underwriting and agreed fees. Use the cash to cover payroll and operating costs while your client is still within their payment terms.

Your WalletUSD
$126,480.00
Available to withdraw
Your available fundsWithdraw
Your Sonovate Wallet

Know what you can withdraw.

Your Wallet shows the funds available to you. Request withdrawals for payroll and bills, and keep track of the balance through your dashboard.

QuickBooks OnlineConnected
  • 01Invoice data synced
  • 02Eligibility reviewed
  • 03Sonovate collects
Invoice sync and collections

Spend less time moving data and chasing payments.

QuickBooks Online brings your invoice data into Sonovate. Our collections team follows up on the invoices we buy, so your team has fewer payment tasks to manage.

Client review Credit protection Coverage terms apply
Credit protection

Reduce the risk of a client failing to pay.

Non-recourse factoring is standard. Sonovate takes the risk of client nonpayment covered by your agreement. We explain the protection, exclusions and your responsibilities before you sign.

Illustrative client mixSubject to approval
Client A58%
Assessed against approved credit limits
Client B27%
Client C15%
Large client relationships

Fund invoices from your biggest client.

One client accounting for a large share of revenue does not automatically rule you out. There is no fixed client concentration cap. Funding remains subject to client approval and agreed credit limits.

Your accounting software. Connected to your funding.

QuickBooks Online integration reduces duplicate invoice entry. Check invoice status, available funds and collections in one place.

See the dashboard
Your funding dashboard

See your cash. Track your invoices.
Know what is still outstanding.

Check available funds, purchased invoices and client balances without piecing together spreadsheets and emails.

1Funds available to withdraw2Invoices Sonovate is collecting3Client credit protection status

Illustrative screens and sample figures. Credit protection is subject to your agreement.

Who we fund

Professional staffing firms.
Starting in Texas.

Our US offering is designed for established firms that need cash from client invoices to support ongoing staffing payroll.

IT staffing

For firms placing technology professionals with US clients.

HR staffing

For firms placing HR and people professionals.

Life sciences staffing

For firms placing scientific and lab professionals.

Your firm may qualify if you:

  • Are incorporated or doing business in Texas
  • Have at least 2 years in business and annual financial statements
  • Invoice clients on payment terms of 30 to 60 days
  • Have at least $50,000 in accounts receivable
  • Use QuickBooks Online and can connect it to Sonovate

Initial US availability

Healthcare, oil and gas, rail, construction and aviation staffing are not included at launch. Firms with less than 2 years in business are also outside the initial criteria.

Funding is subject to approval. Whether you use your own cash or an existing factor, book a call to talk it through.

Get a factoring quote
Staffing experience behind your funding

Founded by people who know
the payroll gap.

Richard Prime and Damon Chapple founded Sonovate in the UK in 2011 after working in staffing and recruiting. They understood the challenge: workers need to be paid before clients settle their invoices.

Today, Sonovate combines invoice funding with technology and collections support. Our US offering starts with eligible professional staffing firms in Texas.

Before you choose a factoring provider

Clear answers to the
questions that affect your cash.

Advance rates, fees, protection, timing and what changes for your clients.

What does Sonovate do?
Sonovate is an invoice factoring provider for professional staffing firms. We buy eligible client invoices and pay an agreed amount upfront. You can use the cash for payroll and operating costs while we collect payment from your clients. Our initial US offering is for eligible firms in Texas.
How much of an invoice can I receive upfront?
Up to 100%, subject to underwriting and agreed fees. Your offer confirms the advance rate and approved limits for your firm and clients. Any remaining balance is released when your client pays, less applicable fees.
What does non-recourse mean?
Sonovate takes the risk of client nonpayment covered by your agreement. It does not cover every reason an invoice may go unpaid. The agreement sets out the protection, exclusions and your responsibilities. Any specific recourse terms required by underwriting are explained before you sign.
What will factoring cost my business?
Your written offer sets out the fees before you sign. Review it alongside your advance rate and contract terms so you can understand what you will receive and what you will pay.
How soon can I receive funds?
Our team will confirm the expected setup and funding timelines for your business. Funding depends on approval, completed setup, invoice eligibility and payment processing. We will explain what is needed before you plan around an expected payment date.
Do you run payroll or pay my workers?
You continue to run payroll and pay your workers through your existing process. Sonovate provides cash by purchasing eligible invoices. You decide how to use the available funds, including for payroll.
Will my clients know I am using Sonovate?
Yes. Your clients receive a notice of assignment explaining that the invoices have been sold to Sonovate and providing payment instructions. They pay into an account in your business name, and Sonovate manages collections on the invoices it buys.
Can I switch from my current factoring provider?
Yes, subject to approval and the terms of your current agreement. Our team works with you on the purchase of eligible outstanding invoices and the transfer arrangements with your existing provider. We will explain the steps before you commit.
How long is the agreement?
The standard agreement is 12 months with 3 months’ notice. Smaller arrangements may be available on a rolling 3-month term. Your offer confirms the term and notice requirements that apply to your business.
Which accounting software do I need?
QuickBooks Online. A connection is required for this offering and allows invoice data to sync with Sonovate. We will confirm any additional information or supporting evidence needed during setup.
Is invoice factoring a loan?
The Sonovate offering is structured as the purchase of eligible invoices. You sell the invoices to us, and we collect payment from your clients. Your agreement sets out the sale terms and any circumstances in which you remain responsible.
Can you fund invoices to clients outside the US?
We assess clients outside the US individually. Ask us about the client and country before you assume an invoice will qualify.
Get a factoring quote

Find out how much of your unpaid invoices you could put to work.

Tell us about your firm, your clients and your outstanding invoices. We will assess the fit and explain the advance, fees and terms available to you.

  • Understand the cash you could access.
  • See the fees and credit protection.
  • Discuss setup or switching from your current factor.
Quote request

Talk to the US team.

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All funding is subject to underwriting approval and a signed agreement.