Funding for the
work ahead.
Support cash flow across contract, temporary and permanent placements, with funding connected to the invoicing and payment processes around your business.
Funding for the work you take on.
Choose the funding that fits your business, from contract and temporary invoices to permanent placements and embedded finance.
Invoice funding
Access funding against eligible contract and temporary invoices, helping bridge the gap before your clients pay.
- Contract and temporary placements
- Funding against eligible invoices
- Framework and umbrella models supported
- Full audit trail on every funded invoice
Permanent funding
Bridge the gap between permanent placement fees and client payment terms, giving you more control over cash flow while you wait for clients to settle.
- Fixed-fee and percentage-based perm
- Funding on invoice, not on settlement
- Works alongside invoice funding in one facility
Total funding
One consolidated facility covering contract, temp and perm. Single reporting view, one relationship, one funding line that reflects your whole book.
- Consolidated across all placement types
- Single facility and reporting view
- One commercial relationship with Sonovate
Embedded finance
Add Sonovate's funding capabilities to your own platform. Your customers access capital inside your product. Your brand, your experience, Sonovate's balance sheet.
- API-first integration
- White-label ready
- Your customer relationship, our capital
The right funding starts with understanding your business.
Your client mix, payment terms and plans for growth all affect what you need from a funding arrangement. We’ll discuss those requirements alongside the way you manage invoicing and payments today.
Your clients and invoices
Who you work with, the work you deliver and the payment terms you agree.
Your operations
How you manage invoices, payments and credit control, and where you want support.
Your plans
The new contracts, placement types or international opportunities you want your funding to support.
From approved work to funding and payment.
Sonovate connects the information behind the work with invoicing, funding and payments. The steps you use will depend on your service and how your business operates.
Timesheet approved
The worker submits time and the client approves it, so the record is complete before anything downstream depends on it.
Invoice raised
The invoice is created from the approved timesheet, using the client and rate information already held, with less repeated data entry.
Credit checked
Client credit information is assessed before funding is committed, and anything that needs review is flagged to your team.
Invoice funded
Eligible invoices can be funded in line with your agreed arrangement, with the funding position visible in the platform.
Connected information, fewer repeated steps.
Invoice information, client credit information and payment records support the funding process. Discuss the workflow you need with our team, including how it will fit with your existing operations.
£8bn+ funded. And the book keeps growing.
£0
Funded to date across contract, temp and perm placements.
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Worker payments processed from funded invoices.
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Customers: agencies, consultancies and platforms.
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Countries where Sonovate funds placements.
Capital partner
Backed by DZ Bank and institutional partners that stay steady through cycles.
What CFOs and Finance Directors ask.
How quickly can invoices be funded?
Our team will explain the funding timetable for your arrangement, including the information and approvals needed before an invoice can be funded.
What placement types does Fund cover?
Sonovate Fund covers contract and temporary placements through invoice funding, permanent placements through permanent funding, and all placement types consolidated through total funding. Embedded finance is available for platforms wanting to offer funding inside their own product.
How does funding connect to the platform?
Funding sits alongside invoicing, payments and credit information. Your team can discuss which parts of the service you need and how they fit with your current processes.
How much funding could we access?
We’ll assess your requirement based on your business, clients and invoices. Tell us about your current book and any new work you want to take on so we can discuss the support available.
Let’s talk about your funding requirement.
Tell us about your clients, payment terms and the work you want to fund. We’ll discuss the options and explain the next steps.