Client risk & protection
Reduce your exposure
to client non-payment.
Know more about the clients you take on and the invoices you’re waiting to collect. Sonovate combines credit checks, overdue invoice monitoring and credit control, with bad debt protection for eligible invoices.
Know your clients. Protect your business.
Check funding availability before committing to new work. Then track unpaid invoices, follow up with clients and understand the protection available if a client defaults.
Instant Credit
Check funding availability before taking on new work. Instant Credit shows whether Sonovate could support a client or placement, with indicative limits to help you plan.
Bad debt protection
A client failing to pay can put pressure on your business. Bad debt protection covers eligible invoices, subject to the terms and exclusions our team will explain.
Aged debt monitoring
Know which overdue invoices to follow up first. See unpaid invoices grouped by how long they’ve been outstanding, so your team can focus its efforts.
Credit control
Spend less time following up overdue invoices. Sonovate’s credit control team can contact clients and help resolve payment queries; if you manage collections in-house, ask how Sonovate can support your team.
Keep client risk in view.
Use client and invoice records to guide decisions before and after funding. See what needs checking, what’s overdue and where your team needs to act.
Decide
Instant Credit checks whether Sonovate could support the client.
Fund
Fund eligible invoices under your agreed arrangement.
Monitor
See which invoices are overdue and by how long.
Chase
Follow up unpaid invoices and payment queries.
Protect
Bad debt protection for eligible invoices if a client defaults.
Pursue bigger clients with a clearer view of risk.
A larger client can mean more unpaid invoices at any one time. Discuss credit checks and bad debt protection with us before taking on the additional work.
"Jack and the team were absolutely brilliant, with us every step of the way. We are an SME and used Sonovate for our first venture into contract. Top service and highly recommend."
Your client-risk questions, answered.
How much of an invoice is protected?
Bad debt protection covers eligible invoice value if a client defaults. Our team will explain the level of cover available to you, the conditions that apply and whether it is part of your service or an option.
Can I check a new client before committing?
Yes. Instant Credit shows whether Sonovate could support a new client or placement, with indicative limits to help you plan before taking on the work.
Do I have to hand credit control to Sonovate?
Sonovate offers managed credit control and support for customers who handle collections themselves. We’ll discuss which arrangement fits your business and how your team can use Sonovate to track outstanding invoices.
How is overdue debt tracked?
Sonovate groups overdue invoices by how long they’ve been outstanding. Your team can use this to prioritise follow-ups.
Take the next step with a clearer view.
Tell us about the clients you work with and the risks you want to manage. We’ll explain the credit checks, collection support and invoice protection available.